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Northbrook, Illinois, July 1, 2025 – So does insurance coverage claims as temperatures rise. New knowledge from Allstate* reveals a big improve in fireplace, flood and theft-related incidents from March to September. Though harsh climate performs a task, the fever itself usually denies seasonal dangers.

Sizzling Grill, Excessive Stakes: Will increase the danger of fireplace in July

  • Hearth-related claims improve by 78% over the summer season.
  • Widespread causes embrace barbecues, fireworks and sun-damaged outside extension cords.
  • July is probably the most harmful month, with one in 5 fires as a result of grill getting too near the home.

Flood: The Hidden Summer season Menace

  • Your plumbing is an actual summer season menace. In the summertime, non-climate-related flood claims improve by 69%.
  • Elevated family water use from lawns to showers causes most claims, together with:
    • 80% Equipment Spike Overflow (A/C Drain, Washing Machine)
    • 50% improve in lavatory overflow (bathe, bathroom, sink)
    • Burst water pipes improve by 47%
  • And it is getting worse: flood claims rose 20% in the summertime of 2024 in comparison with 2023

Surge in summer season thefts: what thieves are concentrating on

  • Theft has elevated by 68% in the summertime, with thieves concentrating on automobiles, houses, bicycles and even boats.
  • In response to Allstate’s declare, what’s being hit the toughest:
    • Bicycle theft will increase by 67%
    • Will increase theft from unlocked autos by 60%
    • 40% improve in stolen automobile payments
    • 40% of all boat thefts happen in the summertime
  • The theft and break-in of houses can also be on the rise.
    • A 49% improve in house theft claims
    • A 36% surge in reported house theft
    • Most Stolen Objects: Jewellery, Watches, Fur (45% Improve) and Money (35% Improve)
  • The most important vulnerability? Your storage. 88% Storage Break Inspiration Spikes within the Summer season

“From fireplace hazards to water leaks and theft, our knowledge reveals that summer season is inflicting a pointy improve in danger,” stated John Micheli, senior vice chairman of property claims at Allstate. “Somewhat planning can go a good distance in relation to defending your house, automobile and valuables. Sensible suggestions like locking your storage or checking your outside energy twine will assist you to get forward of the season and benefit from the sunshine with out stress.”

Summer season Security Tricks to Defend Your Property

  1. Provides area to the grill
    Retailer at the least 10 toes from your house, deck railings, or flammable gadgets. In the event you can contact the siding whereas flipping the burger, it is too shut.
  2. Do not let leaks destroy your summer season
    Most summer season water injury begins internally. Examine the hoses and drainage in your washer, A/C unit, and dishwasher, and do not forget to empty.
  3. Outmart Porch Pirates and Automotive Thief
    Use your good locker and ask your pleasant neighbor to seize the bundle or re-out supply in the event you’re not house. And bear in mind: At all times lock your automotive and convey your valuables inside.
  4. Lock down your storage door
    Disable the opener, disable the emergency launch, and lock its facet door. The thief loves the simple entrance and jumps from home to accommodate whereas heat.
  5. Examine if the outside outlet is toasting
    Sunny cords and retailers can let fires go into sparks. Examine for cracks, drying, or burns earlier than packing your celebration lights.

###

About AllState
Allstate Company (NYSE: ALL) protects folks from life uncertainty by broadly defending automobiles, houses, electronics and identities. Merchandise can be found by a large distribution community of Allstate brokers, impartial brokers, main retailers, on-line and within the office. Allstate is extensively identified for its slogan “You have got an excellent hand with Allstate.” For extra info, please see www.allstate.com.


*We examine summer season (March to September) and winter (October to Nov) based mostly on Allstate billing knowledge from 2023 to 2024.


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