The lawsuit initially superior a number of theories, together with allegations that Progressive violated the Illinois Shopper Fraud and Misleading Enterprise Practices Act, breached contracts with policyholders, and breached implied duties of excellent religion and honest dealing. However by the point the case reached the category certification stage, courts had already eradicated most of these theories. On the outset of the case, the courtroom rejected claims that Progressive violated Illinois whole loss rules by misrepresenting estimated sale changes and gave the plaintiffs a chance to right the deficiencies. they did not. The courtroom additionally prevented the plaintiffs from rehashing their breach of contract claims as a result of that they had explicitly informed the courtroom of their earlier filings that their breach of contract claims have been unrelated to the rules. When the plaintiffs then tried to reverse that place, the courtroom closed the door, noting that permitting such a late turnaround would place an undue burden on Progressive, which had already accomplished discovery with out cause to think about the difficulty.
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